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E-commerce Compliance Disclosures

E-COMMERCE COMPLIANCE DISCLOSURES (California + GDPR + Merchant Banking)

Last Updated: 01/15/2025

These disclosures are required under U.S. Federal law, California law, EU law, and card network regulations.

1. Company Identity (Required in CA, EU, and for Merchant Accounts)

Zybuck Inc.
DBA: Zybuck.com
State of Registration: California
Address: Long Beach, CA
Email: support@zybuck.com

2. Payment Processor Disclosure

Payments are securely processed through third-party PCI-compliant vendors.
These processors may collect:

  • Billing address

  • Card details

  • Device and fraud-prevention data

  • IP address

  • Risk scoring information

Zybuck does not store full credit card numbers.

3. Fraud Screening & Automated Decision-Making Notice

(Required by Visa/MC + GDPR Article 22)

Your order may be automatically analyzed using:

  • Device fingerprinting

  • IP geolocation

  • Velocity checks

  • Chargeback risk scoring

  • Email/phone reputation systems

  • AVS/CVV verification

Orders identified as high-risk may be held, canceled, or require identity verification.

4. FTC Advertising & Affiliate Disclosure

If an item is promoted via a paid partnership or affiliate link, that relationship will be disclosed.

5. CCPA California Resident Rights

California residents may request:

  • Access to personal data

  • Deletion

  • Correction

  • Opt-out of selling/sharing data

A “Do Not Sell or Share My Personal Information” link will be provided.

6. GDPR Rights for EU Customers

EU residents may request:

  • Right to be forgotten

  • Restriction of processing

  • Data portability

  • Right to object

  • Right to withdraw consent

Requests are processed within 30 days.

7. Taxes & Duties

Taxes are calculated based on customer location.
International orders may incur customs duties or VAT.

8. Customer Service Contact

📧 support@zybuck.com